We secure
Life After Work

We present an opportunity for you – To help us solve a major problem for society and individuals: Planning and Preparation for Life After Work.

We bring transparency to the people

An industry characterised by low confidence where the customer lacks knowledge and support to take responsibility for his/her pension. Power is centered around the product owners and intermediaries where the gap between individuals’ expectations and financial realities are immense. There is a need for a provider of services advising and acting on behalf of the customer.

The under-served customer needs

The ultimate responsibility for pension planning and risk has shifted to individuals without support to manage their future retirement income.

Pension Advisory Needs all-time-high

Individuals’ future pension income along the life cycle will be exposed to and dependent on financial market fluctuations.

Disruptive changes in Regulations & Technology

Legacy platforms and processes do not to comply with modern information and technology standards and struggles with regulators increased requirements around transparency.

A new era of Pension Enlightenment

Given changes in demographics and shift to a more sustainable design of pension plans the interest in pensions will certainly increase. Empirical studies have shown that even today only one out of three feels confident about their future pension and seven out of ten perceive they lack knowledge.

Our solution

We focus on the pension planning and withdrawal phase which is underserved by the industry and a pension withdrawal product which provides pension income with an individually adopted guarantee.


The team behind The Third Act has extensive experience from the life insurance industry with knowledge and experience from developing Insurtech companies, establishing unit-linked insurance operations in Europe, developing pension products and implementation of IT architecture in banking and insurance.

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